Brighte - Bank Verification

Why we need your proof of income?

As a lender, we are required to ensure our applicants are able to repay the loan they are applying for. By obtaining proof of income, we are able to ensure that the information is accurate and the applicant has sufficient income to make their Brighte Green Loan repayments.

1. Secure online banking - Automatically pull information from your bank accounts
2. Upload Documents - Manually upload the required documents

Brighte uses the services of BankStatements.com.au to have a read-only view of your bank statements. 

BankStatements.com.au do not store your credentials. When you provide your credentials to BankStatements.com.au, they are encrypted with bank-level encryption of up to 256 bit. Immediately once the connection to the bank is made your credentials are securely discarded. BankStatements.com.au provides a one-time read-only service that retrieves the data. The read-only view does not allow Brighte to edit any of your information. BankStatements.com.au does not make any transactions or pass on access to your bank account to Brighte. 

Where is BankStatements located?

BankStatements.com.au (ABN is 89 166 277 845) is an Australian company and a subsidiary of credit reporting agency www.illion.com.au. BankStatements.com.au servers are located in Australia, no data will be sent overseas.

Why do I need to provide my login in details (username and password)?

BankStatements.com.au require your login details to retrieve the data required to confirm your application. Immediately once the connection to the bank is made your credentials are securely discarded. BankStatements.com.au will also discard the data retrieved from your account once it has been passed onto Brighte. 

Can I speak to someone from BankStatements.com.au?

Yes, please call  (08) 7122 9452

Option 2 - Upload Documents

Tips to ensure faster turn around times when upload:

Payslips: Please ensure they are in sequential and that they are your most recent payslips

Bank statements: Ensure that your full name is visible and that debits and credits are visible with a running balance. Sometimes you may need to provide formal bank statements along with transaction listing as transaction listing. This is due to transaction listing may only have an account number and not your personal details like a bank statement would (so that we can verify account ownership).